Accept payments

Customers pay you from their Yehulu wallet by scanning your QR code or typing your merchant code.

#Your merchant QR

• Find it under Merchant QR in the portal. Download it as an image or Print it with your business name and merchant code underneath, and display it at the till.
• The QR follows the Ethiopian interoperable QR format and carries a signed reference to your merchant account only.
• Customers who can't scan can type your merchant code instead. It reaches the same account.

#How a customer pays

1. 1
   Scan or type

   In the Yehulu wallet the customer opens Payments → Pay a merchant and scans your QR, or types your code. They see your display name, so they know who they're paying.
2. 2
   Enter the amount

   The customer types the amount. They pay exactly that amount; your fee comes out of what you receive.
3. 3
   Confirm with their PIN

   Yehulu checks your account is active and the customer has the balance and limits. If anything fails, no money moves.
4. 4
   Both sides confirmed

   The customer gets a receipt. You get a Payment received notification and the payment appears in Transactions.

#Where the money goes

The amount, less your fee, lands in your merchant wallet immediately. You don't spend from that wallet: every night it's paid out to your bank account. See Settlement & payouts.