Get paid, serve cash and grow with Yehulu.
Accept QR and payment-link payments, run a cash-in and cash-out point, and settle straight to your bank account. One platform, built for Ethiopian businesses.
- Gross
- ETB 48,210.00
- Fees
- − ETB 482.10
- Net to bank
- ETB 47,727.90
Every way your business
gets paid, in one wallet.
Merchant QR payments
Display your merchant QR and customers pay from their wallet. The amount, the fee and your business name are confirmed on their phone before they authorise.
Payment links
Create a PayTag link with an amount and a note, share it anywhere, and get paid without a terminal.
Agent cash services
Offer cash-in and cash-out at your counter, funded by your float, and earn commission on every transaction.
Mini-apps inside the wallet
Publish your service as a mini-app. Customers open it inside Yehulu Wallet and pay without leaving, with permissions they grant and can revoke.
Built on controls,
not promises.
Validated payments
Every payment checks your merchant status, the customer's balance and transaction limits before the wallet is debited.
Transparent fees
The applicable fee is calculated and shown to the customer before they authorise. No surprises on either side.
Clear settlement
Each settlement shows the gross amount, fees and net amount paid into your registered bank account.
Live reporting
Follow revenue and successful, failed or reversed transactions in real time, and export them for your books.
From sign-up
to first payment.
Register your business
Tell us about your business and upload your licence, TIN certificate and registration documents.
Get verified
Our team reviews your documents and approves your merchant or agent profile.
Go live
Your wallet and merchant QR are activated, so you can start taking payments or serving cash customers.
Made for the way
you do business.
Questions businesses
ask us most.
Your business details and supporting documents: a business licence, TIN certificate and business registration certificate. Depending on your business type we may also ask for a VAT certificate or a memorandum or agreement of association.
They scan your merchant QR in Yehulu Wallet or open your payment link, confirm the amount and fee on their own phone, and authorise. The payment is recorded against your merchant profile straight away.
Payments are settled to the bank account registered on your merchant profile. Every settlement lists the gross amount, fees and net amount, so reconciling with your books is simple.
For a cash-in, you take the customer's cash and enter the code from their app; your float funds their credit. For a cash-out, you share your code, hand over the cash, then approve. Their wallet is only debited once you approve.
You earn commission on every cash-in and cash-out, recorded separately from fees and visible in your portal. When your float runs low, request a top-up from your master agent in a couple of taps.
Yes. Mini-apps let your service run inside the wallet, so customers can use it and pay without leaving the app. Access to profile, payments, location or orders is only granted with the customer's permission, and they can revoke it at any time.
Choose how you partner with us.
Every program runs on the same secure wallet, with its own portal, limits and reports.
Merchant
Accept wallet payments in store and online, and settle to your bank account.
- QR and payment-link payments
- Live revenue dashboard
- Settlement to your bank account
- Reports and reconciliation
Agent
Serve customers who need to deposit or withdraw cash, and earn on every transaction.
- Cash-in and cash-out for customers
- Commission on every transaction
- Float top-ups from your master agent
- Daily limits and activity reports
Master Agent
Build and fund a network of agents, and keep every outlet liquid.
- Onboard and manage your agents
- Deploy float across the network
- Approve agent fund requests
- Float view for every outlet